8706 Surf Drive # B, Panama City Beach

$439,000

Click the arrows next to the image to browse our photo gallery for this property.

2 Beds
2 Baths
1,150 Sqft
.04 Acre
0 Garage

Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units.

Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors. All furnishings were also replaced in 2025, giving the interior a clean, updated feel. A full-size washer and dryer adds everyday convenience.

The living area opens to a private patio where you can enjoy Gulf views and coastal breezes. A fenced backyard provides private outdoor space to unwind after time at the beach. The home also includes a private garage for beach gear, bikes, and other coastal essentials, plus additional driveway parking for guests.

Nearby destinations include Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.

Essential Information

Status
Active
MLS® #
999343
Price
$439,000
Days On Website
158
Bedrooms
2
Bathrooms
2.00
Full Baths
2
Square Footage
1,150
Acres
0.04
Year Built
1983
Type
Residential
Sub-Type
Townhouse
Style
Triplex

Community Information

Address
8706 Surf Drive # B
Area
27 - Bay County
Subdivision
BEL AIR 2ND ADDN
City
Panama City Beach
County
Bay
State
FL
Zip Code
32408

SubArea

2723 - Beach - South of Grand Lagoon

Amenities

Parking
Carport
View
Gulf/Pass

Utilities

Electric, Public Water, Septic Tank, TV Cable

Interior

Heating
Central
Cooling
Central Air, Ceiling Fan(s)
# of Stories
2

Interior Features

Newly Painted, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater

Exterior

Lot Description
Within 1/2 Mile to Water
Roof
Metal
Construction
Stucco, Trim Wood

Exterior Features

Balcony, Private Yard, Yard Building

Windows

Double Pane Windows, Window Treatments

School Information

Elementary
Breakfast Point
Middle
Breakfast Point
High
Arnold

Additional Information

Days on Website
158
Zoning
Resid Multi-Family

Listing Details

Office
Compass
Property History
Price Reduced from $525,000 to $439,000
Price Reduced from $548,000 to $525,000
Price Reduced from $549,000 to $548,000
Price Reduced from $599,000 to $549,000
Price Reduced from $650,000 to $599,000

LISTING MAP

Get directions to this property:

DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on September 5th, 2026 at 6:37am CDT.