21408 Palm Avenue, Panama City Beach

$649,000

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3 Beds
2 Baths
1,824 Sqft
.13 Acre
2 Garages

Prime Turnkey Coastal Gem in Panama City Beach - Ideal for Beach Living or Short-Term Rental Income.

Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home.
Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home.

Step inside to an inviting open-concept floor plan highlighted by vaulted ceilings, abundant natural light, and thoughtfully designed living spaces. The spacious living room flows seamlessly into a formal dining area and a versatile bonus flex space, ideal for a home office, media room, or additional guest accommodations.

The well-appointed kitchen serves as the heart of the home, featuring quartz countertops, stainless LG appliances, ample cabinetry, and a layout designed for both entertaining and everyday living. French doors from both the living area and the private primary suite open to a tranquil outdoor patio, perfect for morning coffee, evening breezes, or relaxed gatherings after a day at the beach.

Turnkey, stylish, and ideally located in desirable West Panama City Beach, this property delivers the rare combination of modern construction, rental flexibility, and low-maintenance coastal living, a true standout in today's market.

Essential Information

Status
Active
MLS® #
994911
Price
$649,000
Days On Website
33
Bedrooms
3
Bathrooms
2.00
Full Baths
2
Square Footage
1,824
Acres
0.13
Year Built
2018
Type
Residential
Sub-Type
Detached Single Family
Style
Beach House

Community Information

Address
21408 Palm Avenue
Area
27 - Bay County
SubArea
2724 - Beach - West Central
Subdivision
Riviera Beach
City
Panama City Beach
County
Bay
State
FL
Zip Code
32413

Amenities

# of Garages
2

Utilities

Electric, Phone, Public Water, Septic Tank, TV Cable

Interior

Heating
Central
Cooling
Central Air, Ceiling Fan(s)
# of Stories
1

Interior Features

Cathedral Ceiling(s), Vaulted Ceiling(s), Pantry, Washer/Dryer Hookup

Appliances

Dishwasher, Microwave, Refrigerator, Electric Water Heater

Exterior

Exterior Features
Private Yard
Lot Description
Within 1/2 Mile to Water
Roof
Composite Shngl
Construction
Siding CmntFbrHrdBrd
Foundation
Slab

School Information

Elementary
West Bay
Middle
Surfside
High
Bay

Additional Information

Days on Website
33
Zoning
Resid Single Family

Listing Details

Office
Keller Williams Realty SRB

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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on March 14th, 2026 at 11:22pm CDT.