64 Banfill Street, Santa Rosa Beach

$3,590,000

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6 Beds
6 Baths
3,470 Sqft
.16 Acre
0 Garage

Timeless Grayton Beach character meets thoughtful modern renovation in this rare fully-furnished, dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm.
The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling.
Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony.
The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home.
Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath.
Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ's Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.

Essential Information

Status
Active
MLS® #
992659
Price
$3,590,000
Days On Website
25
Bedrooms
6
Bathrooms
6.00
Full Baths
5
Half Baths
1
Square Footage
3,470
Acres
0.16
Year Built
1970
Type
Residential
Sub-Type
Detached Single Family
Style
Florida Cottage

Community Information

Address
64 Banfill Street
Area
17 - 30A West
SubArea
1705 - SRB South of 30A
Subdivision
GRAYTON BEACH
City
Santa Rosa Beach
County
Walton
State
FL
Zip Code
32459

Amenities

View
Lake
Has Pool
Yes
Pool
In Ground

Utilities

Public Sewer, Public Water, TV Cable

Interior

Heating
Central
Cooling
Central Air, Ceiling Fan(s)
# of Stories
3

Interior Features

Vaulted Ceiling(s), Recessed Lighting, Owner's Closet, Pantry

Appliances

Cooktop, Dishwasher, Microwave, Refrigerator

Exterior

Exterior Features
Private Yard, Outdoor Shower
Roof
Metal

Construction

Wood Siding, Siding CmntFbrHrdBrd

School Information

Elementary
Dune Lakes
Middle
Emerald Coast
High
South Walton

Additional Information

Days on Website
25
Zoning
Resid Single Family

Office

Scenic Sotheby's International Realty

Property History
Price Reduced from $3,690,000 to $3,590,000

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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on February 6th, 2026 at 1:24pm CST.