411-a Cobia Avenue, Fort Walton Beach

$1,399,000

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3 Beds
3 Baths
1,848 Sqft
.27 Acre
1 Garage

Here is the unicorn waterfront property you've been looking for! On beautiful Okaloosa Island, this 3-bedroom, 3-bath home overlooks the serene Intracoastal just across from the Landing. With 102 feet of waterfront, this property is uniquely situated to offer 180 degrees of panaromic sunrise and sunset views. The deep water dock is a boater's dream, with 4 wet slips, covered aluminum QAB boat lift system for up to 20,000 pounds, and a 200-amp electrical service. Just a short walk to the famous sugar-sand island beaches, this home has everything you're looking for in waterfront living. Golf carts welcome!


The beautifully renovated interior offers an expansive kitchen and living area with high impact hurricane windows and double French doors (also hurricane rated) for plenty of natural light.

Quartzite countertops, stainless steel appliances, and custom wood cabinets provide the Chef with a convenient, modern kitchen, including a 5-burner range and Bosch dishwasher. Enjoy those spectacular views without leaving the kitchen! The oversized primary suite has his and her closets and an updated bathroom with quartzite, lovely wood cabinets, hexagonal tile floors, and new light fixtures. All 3 bedrooms have gorgeous engineered hardwood flooring.

Oversized garage has plenty of room for kayaks, paddleboards, and other water toys in addition to your vehicle. The third bathroom is just off the garage and is easily accessible from the living space, while also providing convenient access from outdoor activities. A hurricane-rated garage door has also been installed.

With one of the longest waterfront footages on the Island, the exterior is just as lovely as the interior, with brand new landscaping and sod and a firepit overlooking the water. A fence with gated access provides extra peace of mind. The dock will accommodate your 100-foot yacht or several smaller water toys - or anything in between. A deck overlooking the water is perfect for entertaining. The striking paver system provides plenty of parking and is rated for high-weight commercial loads.

Essential Information

Status
Active
MLS® #
978567
Price
$1,399,000
Days On Website
397
Bedrooms
3
Bathrooms
3.00
Full Baths
3
Square Footage
1,848
Acres
0.27
Year Built
1974
Type
Residential
Sub-Type
Detached Single Family
Style
Split Level

Community Information

Address
411-a Cobia Avenue
Area
12 - Fort Walton Beach
SubArea
1201 - Okaloosa Island
Subdivision
Okaloosa Island
City
Fort Walton Beach
County
Okaloosa
State
FL
Zip Code
32548

Amenities

# of Garages
1
Is Waterfront
Yes
Waterfront
Intracoastal Wtrwy, Sound

Utilities

Gas - Natural, Public Sewer, Public Water

Parking

Garage Door Opener, Boat, Oversized

Interior

Heating
Central, Gas - Natural
Cooling
Central Air, Ceiling Fan(s)
# of Stories
2

Interior Features

Recessed Lighting, Newly Painted, Pantry, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Range Hood, Gas Water Heater

Exterior

Roof
Metal

Exterior Features

Boat Slip, Boatlift, Dock, Sprinkler System

Lot Description

Bulkhead/Seawall, Cul-De-Sac, Within 1/2 Mile to Water

Construction

Block, Frame, Siding Brick Some, Siding CmntFbrHrdBrd

School Information

Elementary
Edwins
Middle
Bruner
High
Fort Walton Beach

Additional Information

Days on Website
397
Zoning
Resid Single Family

Listing Details

Office
Lokation
Property History
Price Reduced from $1,449,000 to $1,399,000
Price Reduced from $1,499,000 to $1,449,000
Price Reduced from $1,599,000 to $1,499,000
Price Reduced from $1,622,000 to $1,599,000

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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on July 13th, 2026 at 4:22am CDT.