3511 Cottage Cove Lane, Panama City Beach

$619,000

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4 Beds
3 Baths
2,375 Sqft
.08 Acre
2 Garages

Beautiful, elegant, and easy to maintain, spacious 4 bedroom home nestled in the scenic wooded subdivision of Sanctuary Beach. This quality built Craftsman home has numerous custom upgrades and unique features adding to its charm and inviting atmosphere. It's in a great location within the subdivision, close to the community pool, a private neighborhood beach area and Bay access 1/4 mile from the home. This gorgeous, move in ready, custom home, with a spacious open floor plan, features white oak flooring, high ceilings and large windows allowing plenty of natural light into the home. The impressive kitchen showcases white cabinets, white marble countertops, shiplap and cedar backsplash, breakfast bar, upgraded stainless steel appliances, a ZLINE commercial grade stove featuring 6 gas burners, electric oven, range hood, and best of all, there's a hidden butler's pantry for so much extra storage. Large open dining area and living room, featuring a vaulted ceiling and 8ft French doors that open onto an oversized patio and the back yard. The main bedroom suite is conveniently located on the ground floor and boasts elegant 9ft reclaimed wood barn doors leading to the spa-like main bathroom, with marble floors, large glass shower, double vanities, a deep free standing tub, and a large walk-in closet with custom shelving. There is also a large half bath on the ground floor. Going upstairs, the stairway features custom iron-rod stair rails and wood stair treads. Upstairs you will find three additional spacious bedrooms, a second full bathroom with tiled shower/tub combo and double vanity, and a large laundry room with extra cabinets and countertops, and a window for extra natural light. All interior and exterior walls were insulated during construction, and blown-in insulation was installed above the ceilings. Paver driveway and 2 car garage for parking.
The subdivision is within close proximity to the Jack Nicklaus Golf Course, several marinas, fine dining restaurants as well as St Andrews State Park, and the beautiful beaches of the Emerald Coast. Call today to see this adorable, elegant, easy to maintain custom home in the beautiful wooded subdivision of Sanctuary Beach and see for yourself everything it has to offer for relaxed coastal living!

Essential Information

Status
Active
MLS® #
967011
Price
$619,000
Days On Website
383
Bedrooms
4
Bathrooms
3.00
Full Baths
2
Half Baths
1
Square Footage
2,375
Acres
0.08
Year Built
2022
Type
Residential
Sub-Type
Detached Single Family
Style
Craftsman

Community Information

Address
3511 Cottage Cove Lane
Area
27 - Bay County
SubArea
2719 - Beach - East
Subdivision
Sanctuary Beach
City
Panama City Beach
County
Bay
State
FL
Zip Code
32408

Amenities

Amenities
Pool
# of Garages
2

Utilities

Electric, Gas - Natural, Public Sewer, Public Water

Interior

Heating
Central, Gas - Natural
Cooling
Central Air, Ceiling Fan(s)
# of Stories
2

Interior Features

Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Pantry

Appliances

Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Gas Water Heater, Tankless Water Heater

Exterior

Exterior Features
Columns, Sprinkler System
Windows
Double Pane Windows
Roof
Composite Shngl

Lot Description

Covenants, Interior Lot, Within 1/2 Mile to Water

Construction

Frame, Trim Aluminum, Trim Vinyl, Trim Wood, Siding CmntFbrHrdBrd

School Information

Elementary
Patronis
Middle
Surfside
High
Arnold

Additional Information

Days on Website
383
Zoning
Resid Single Family
HOA Fees
639
HOA Fees Freq.
Quarterly

Listing Details

Office
Beachy Beach Real Estate
Property History
Price Reduced from $639,000 to $619,000
Price Reduced from $649,900 to $639,000

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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on February 10th, 2026 at 6:07pm CST.