198 E Water Street, Inlet Beach

$3,749,500

Click the arrows next to the image to browse our photo gallery for this property.

4 Beds
5 Baths
2,629 Sqft
.06 Acre
1 Garage

Welcome home to this beautifully refreshed cottage and carriage house in the heart of Rosemary Beach, where timeless coastal charm meets effortless 30A living. Thoughtfully updated, the main residence features freshly painted interiors, brand-new countertops, refreshed appliances, and a bright, open-concept living and kitchen area designed for gathering with family and friends.

Offering three bedrooms and three-and-a-half baths in the main cottage, along with a separate one-bedroom, one-bath carriage house, the property provides a versatile layout with plenty of space for family and guests. Step outside to your own private retreat, where a heated pool surrounded by lush tropical landscaping creates an inviting setting for relaxing afternoons, outdoor entertaining, and evenings after a day at the beach.

Ideally located just moments from the beautiful beaches and emerald waters of the Gulf, along with Rosemary Beach's boutique shopping, acclaimed dining, and charming town center, this home places the best of the community right outside your door. Whether enjoyed as a second home, vacation retreat, or investment property, this refreshed Rosemary Beach cottage offers an exceptional opportunity to own and enjoy a special piece of one of 30A's most sought-after communities.

Essential Information

Status
Active
MLS® #
1008286
Price
$3,749,500
Days On Website
86
Bedrooms
4
Bathrooms
5.00
Full Baths
4
Half Baths
1
Square Footage
2,629
Acres
0.06
Year Built
2012
Type
Residential
Sub-Type
Detached Single Family
Style
Beach House

Community Information

Address
198 E Water Street
Area
30A East
Subdivision
ROSEMARY BEACH
City
Inlet Beach
County
Walton
State
FL
Zip Code
32461

SubArea

1804 - S. of 98 East of Camp Creek

Amenities

Parking
Garage Door Opener, Covered
# of Garages
1
Has Pool
Yes
Pool
Heated

Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable, Tap Fee Paid, Underground

Interior

Heating
Central, Gas - Natural
Cooling
Central Air, Ceiling Fan(s)
Fireplace
Yes
Fireplaces
Fireplace Gas
# of Stories
3

Interior Features

Breakfast Bar, Bookcases, Beamed Ceilings, Vaulted Ceiling(s), Fireplace, Fireplace 2+, In-Law Floorplan, Kitchen Island, Recessed Lighting, Track Lighting, Owner's Closet, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Woodwork Painted

Appliances

Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer, Gas Water Heater

Exterior

Windows
Window Treatments
Construction
Block, Concrete

Exterior Features

Outdoor Grill, Balcony, Private Yard, Pool - Gunite Concrt, Rain Gutters

Lot Description

Interior Lot, Within 1/2 Mile to Water

School Information

Elementary
Dune Lakes
Middle
Seaside
High
South Walton

Additional Information

Days on Website
86
Zoning
Resid Single Family

Listing Details

Office
Rosemary Beach Realty LLC

LISTING MAP

Get directions to this property:

DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 17th, 2026 at 7:37pm CDT.