232 Middleburg Drive, Panama City Beach

$495,000

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3 Beds
2 Baths
1,990 Sqft
0 Acre
0 Garage

Palmetto Trace w/ community pool! Located in the highly sought-after Palmetto Trace community, this 3-bedroom, 2-bath home puts you right in the center of Panama City Beach--just minutes from Pier Park, Frank Brown Park, and the beach. Inside, you'll find a functional split floor plan with an open living space, vaulted ceilings, and plenty of natural light. The kitchen flows easily into the main living and dining areas, making it practical for everyday living and easy to entertain when needed. Fresh interior paint gives the home a clean, updated feel. The primary suite is set apart from the secondary bedrooms and offers good space, a walk-in closet, and a private bath with double vanities. On the opposite side of the home, two additional bedrooms and a full bath provide flexibility for guests, family, or a home office. Out back, enjoy a screened-in patio that gives you that indoor-outdoor living buyers want, along with a fenced yard that's easy to maintain. With a roof replaced in 2023 and access to two community pools, this home checks the boxes for both comfort and peace of mind. Palmetto Trace is golf cart-friendly, with sidewalks throughout, making it easy to get around and enjoy everything nearby. You're just minutes from Pier Park, with quick access to shopping, dining, nightlife, and entertainment, including local favorites, beach access, and Topgolf. If you're looking for location, convenience, and a solid home in a strong price range, this one is worth a look. Schedule your showing today.

Essential Information

Status
Active
MLS® #
1001145
Price
$495,000
Days On Website
51
Bedrooms
3
Bathrooms
2.00
Full Baths
2
Square Footage
1,990
Year Built
2006
Type
Residential
Sub-Type
Detached Single Family
Style
Contemporary

Community Information

Address
232 Middleburg Drive
Area
27 - Bay County
SubArea
2721 - Beach - North Central
Subdivision
Palmetto Trace
City
Panama City Beach
County
Bay
State
FL
Zip Code
32413

Utilities

Electric, Public Sewer, Public Water, Underground

Interior

Cooling
Central Air
# of Stories
1

Appliances

Dishwasher, Disposal, Microwave, Refrigerator

Exterior

Exterior Features
Private Yard
Roof
Composite Shngl
Construction
Stucco

Lot Description

Covenants, Restrictions, Sidewalk, Within 1/2 Mile to Water

School Information

Elementary
Hutchinson Beach
Middle
Surfside
High
Arnold

Additional Information

Days on Website
51
Zoning
Resid Single Family

Listing Details

Office
EXP Realty LLC
Property History
Price Reduced from $525,000 to $495,000

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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on June 11th, 2026 at 6:08pm CDT.